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ins vs uninsured

Insured vs. Uninsured Plumber

When you discover a plumbing issue, what you want is someone to come and fix your problem quickly and not charge you an arm and a leg.

You may call a few plumbers to get some quotes. This is smart. Good Job! But here’s a small piece of advice as you make these calls. After they quote you, simply ask them if they are licensed and insured. This small questions can save you in the long run.

Sometimes, you are going to get a quote for a job that is significantly cheaper than your other quotes.

Most of the time, these plumbers are not insured. Because they don’t pay a monthly premium on insurance, they can afford to quote you a much lower price. So it may seem like you have saved some money, but at what cost? These plumbers are more likely to do shoddy workmanship, and if they do make a mistake, you’re the one who pays for it. If they end up doing more damage to your home, they are not liable as they lack liability insurance. This means they also lack worker compensation if they get injured. Their injuries on your property could fall under your insurance.

There is also the issue of licensing. The state of California requires that all plumbers have their license. Meaning that they are code compliant and “provide a means for a supply of safe water, ample in volume and of suitable temperature for the purpose intended and the proper disposal of fluid waste from the premises in all structures and fixed works.”

At NIR Plumbing, we are licensed and insured to ensure that when you work on your plumbing, we are never the cause of a problem, only the solution.

We can provide you with competitive rates as well as no extra cost for late night, weekend, or holiday plumbing emergencies. We have experience in residential and specialize in commercial properties. We understand the unique challenges that these properties face and want to help the best way we can; with a superior job well done.